Deposit Products

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HighFive Checking

 

  • No minimum balance required
  • $5 minimum deposit to open
  • Free Online Banking & Bill Pay* available
  • Free Mobile Banking
  • Shopping, Dining & Travel Discounts
  • Grocery Coupons
  • Pharmacy, Vision & Hearing Savings
  • Identity Theft Monitoring
  • Identity Restoration Services
  • Payment card protection
  • Roadside Assistance
  • Cell Phone Protection
  • $10,000 Travel Accidental Death Insurance
  • $5 monthly fee

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StartLine Checking

  • Free checking with no monthly service charges
  • No minimum balance required
  • $5 minimum deposit to open
  • Free Online Banking & Bill Pay* available
  • Free Mobile Banking
  • Identity Restoration Services
  • Payment card protection

StartLine Plus

  • $5 minimum deposit to open
  • $500 average daily balance for the month required to avoid a service charge
  • Interest credited monthly
  • Free Online Banking & Bill Pay* available
  • Free Mobile Banking
  • Identity Restoration Services
  • Payment card protection

View our CURRENT RATES

Instant Issue Debit Cards**

  • Walk out of a branch with a new debit card in minutes
  • Select a design from our gallery of beautiful
    images shown at right for a small fee
  • Or, select our new standard design debit card
  • Only applicable to checking accounts that provide debit cards
  • Begin using right away

 

 

Statement Savings

  • $25 minimum deposit to open
  • $100 average daily balance for the month required to avoid a service charge
  • Interest credited monthly
  • Make transfers and view your account with Online Banking
  • Free Mobile Banking available
  • Pioneer ATM card available

Passbook Savings

  • $50 minimum deposit to open
  • $100 average daily balance for the quarter required to avoid a service charge
  • Interest credited quarterly
  • View your account with Online Banking

Real Property Tax Escrow Account***

  • Make tax time painless with Pioneerís Real Property Tax Escrow account. Itís easy, convenient and worry-free.
  • Pioneer will analyze your current property and school tax requirements and establish a monthly payment for you. No more large, lump sums to come up with at tax time and your bill is guaranteed to be paid on-time by Pioneer!
  • 3 Easy Steps: Bring in copies of your last two property/school tax bills, complete the Escrow account agreement, and open a Pioneer StartLine Checking, StartLine Plus Account, or Statement Savings account with Automatic Deduction.

Pinnacle Money Market

  • $1,000 minimum deposit to open
  • Tiered interest rates
  • $1,000 average daily balance for the month required to avoid a service charge
  • Interest credited monthly
  • Make transfers and view your account with Online Banking and Mobile Banking

Certificate of Deposit

CDs are a great savings tool for those who want to secure a competitive fixed interest rate on their money for a specific period of time. We offer various terms and rates with a low minimum deposit to open an account. Our CDs are FDIC insured.

Individual Retirement Account

To help ensure a comfortable financial picture during your retirement years, consider a Pioneer IRA. Our IRA CDs offer competitive rates, various terms, and are FDIC insured.

View our SAVINGS RATES

CDARS®

With CDARS, you can receive up to $50,000,000 in FDIC protection through Pioneer. CDARS can be a valuable cash management or longer-term investment tool for you or your business. Contact Eric Heathwaite at 506-0076 or Dave Farstad at 506-0075 for more information.

* Bill Pay may not be used to pay the IRS, state & local taxing authorities, government agencies or court ordered payments. Other payments may be excluded.

** Restrictions may apply, see account disclosures. Only checking accounts that qualify for debit cards are eligible. A $5.95 fee will apply if one of the 19 gallery images is selected for the debit card.

*** Upon execution of the Real Property Tax Escrow Account Agreement you are required to place on deposit a lump sum equal to that of the estimated monthly payment multiplied by the number of months needed to bring the account to current status in order to have sufficient funds in the account on the date your tax payments are due to the appropriate municipality and school district. Real Property Tax Escrow accounts will be used to pay real property and school taxes only. To open a Real Property Tax Escrow account, a StartLine Checking, StartLine Plus or Statement Savings account with automatic deduction is required. Automatic deduction will automatically deduct funds from your specified Pioneer account to pay your escrow account. Real Property Tax Escrow accounts are non-interest bearing accounts. All funds in Pioneer's Real Property Tax Escrow account are FDIC insured.

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